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Business & Association Policy Makers
Can Avoid
Creating A Future Without Quality Health Care
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- Employees, employer groups of all sizes, management employees,
self employed people and independent contractors are all paying
very high monthly premium bills to health insurance companies
and HMOs who generally spend about 15% of their budgets on administrative
costs, plus surplus earnings, while governmentally-run Medicare
health insurance system for seniors and the Veterans Administration
spends only about 3%.
With all the cost of health insurance collected by the state and
several high option benefit plans to choose from instead of the
over 1,000 plans that are currently offered in most states, it
is not difficult to see how administrative cost can be lowered
without lowering the quality of health care.
- Over 70% of the uninsured in this country are employed or live
in a household with at least one employed adult. As more employers
discontinue offering their employees health insurance or offer
their employees high deductible plans and cutback their contributions
for the company plan to the minimum allowed, this number will
continue to rise rapidly.
- An unacceptable rate of medical errors is another troubling quality problem that needs to be addressed by payers and providers. A 2004 study by HealthGrades estimated that 195,000 people die each year in U.S. hospitals because of preventable treatment errors. Other estimates range as high as 225,000 to 284,000 deaths a year.
- Under a Social Health Care Administration businesses would
have the freedom to hire workers they want, and people would have
the freedom to choose the jobs they want.
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